body {
    background-color: white;
    font-family: "Arial", sans-serif;
}

p {
    color: black;
    font-family: "Arial", sans-serif;
}

h1 {
    color: black;
    text-align: center;
}

a.menu {
    text-decoration: none; 
    color: black; 
}

#headercontent {
  width:100%;
  position: fixed;
  top: 0px;
  left: 0px;
}

#bodymain {
  position: relative;
  top: 120px;
  width: 800px;
}

#content {
  width:600px;
  float: left;
  display:inline-block;
  z-index: -1;
}

#sidebar {
  position: relative;
  float: right;
  z-index: 0;
}

div.terms {
	width:550px;
	height:200px;
	border:1px solid #ccc;
	background:#f2f2f2;
	padding:5px;
	overflow:auto;
}
div.terms p,

div.terms h3 {
	font-size: 1.4em;
	margin-top: 0.1em;
	margin-bottom: 0.1em;
	margin-left: 0;
	margin-right: 0;
	font-weight: bold;
	color:#000;
}

div.terms h4 {
	font-size: 1.1em;
	margin-top: 0.1em;
	margin-bottom: 0.1em;
	margin-left: 0;
	margin-right: 0;
	font-weight: bold;
	color:#000;
}

div.terms strong {
	color:#000;
}

tr.headerlogo {
  background-color: white;
  border: none;
  color: black;
  padding: 4px;
}

tr.headermenu {
  background-color: #009AC7;
  border: none;
  color: black;
  padding: 4px;
}
ul.menu {
  list-style: none;
  padding: 0px;
  margin: 0px;
}
ul.menu li {
  display: block;
  position: relative;
  float: left;
  border:1px solid #009AC7
}
ul.menu li ul {
  display: none;
}
ul.menu li a {
  display: block;
  background: #009AC7;
  padding: 5px 10px 5px 10px;
  text-decoration: none;
  white-space: nowrap;
  color: #fff;
}
ul.menu li a:hover {
  background: #c0c0c0;
}
ul.menu li:hover ul {
  display: block;
   position: absolute;
}
ul.menu li:hover li {
  float: none;
}
ul.menu li:hover a {
  background: #c0c0c0;
}
ul.menu li:hover li a:hover {
  background: #009AC7;
}
#drop-nav li ul li {
  border-top: 0px;
}